Every so often, someone will pertain to me and ask, "I have a rather few debts on my hands. Do you think I should take an individual loan to settle all these financial obligations? If I do that, my life will be easier as now I have only on…

When you get short on money, you will often turn to credit to get the important things you desire. This cycle of living beyond one's ways can result in severe effects. Before you know it, you are overwhelmed with credit card debt. Then you…

Credit cards have actually become the main method of spending for many people in the United States. A lot of people simply swipe and opt for regular expenses like gasoline, grocery, expenses, and so on without recognizing that this is amon…

"Beginning this week the very first stage of the Charge card Accountability, Duty and Disclosure Act (The Credit CARD Act) enters into effect, needing companies offer card holders 45 days' notice prior to raising their interest rate or mak…

"Financial experts agree that the current economic downturn is much deeper and seems more established than nearly any financial decline because the Great Anxiety. The economic crisis's recovery not just has been slow, however there are als…

Although most homeowners desire to be debt-free, most are not putting their brains for it. A recent Manulife Bank poll[i] found out that three in four homeowners consider becoming or being debt-free being among their highest financial prio…